You know when you don’t feel aligned with what is happening in your life because everything seems to keep going wrong. Nothing is easy and you seem to come up to resistance in everything you do. I feel like we can get into this state with our money really easily. Back when I was in a lot of credit card debt I kept making the wrong choices with my money. I believe I was a financial disaster in my early twenties as I had a lack of respect for money and what it could bring into my life.
A large shift happened when I started to be more conscious around spending, and really started to think about whether what I was buying added value into my life. Instead of buying new clothes each week and spending money frivolously I started to become more self aware of my spending. I started to question myself every time I spent any money. I stopped spending to keep up with the Jones. I cancelled my subscription to Vogue. I stopped buying more stuff to try and make me happy.
I also stopped focusing on what I didn’t have. Growing up I was always yearning for more and I thought once I had all the material items in the world, I would finally be happy. I even wrote in a time capsule when I was 20 that by the time I was 25 I would be driving around in a sports car, I would have lots of money and I would be extremely happy. (The photo of me above is from around 8 years ago when I thought I was ‘living the life’) It is easy for us to look to the outside world and compare lots of money with happiness. The truth is lots of money does not buy you happiness. Owning your financial freedom and being conscious with your money DOES.
I think if I was to tell my 20-year-old self some advice now it would be to relax and be more grateful. Stop comparing yourself to others and realise that material things do not bring happiness. I would tell myself to cut up the credit cards. To go and read about minimalism and find what lights your soul on fire. Stop hating on yourself and realise the truly amazing life you lead. What would you tell your 20-year-old self about life, money and happiness that you know now?